A vehicle rarely breaks at a convenient moment. Two third-party providers offer ways to spread the cost of a repair — each with its own application, terms, and approval process.
We look at the vehicle and tell you what it needs, so you know the amount you're working with before you apply.
Apply directly with Synchrony or Snap Finance. They review the application and make the decision — we don't.
If you're approved and you're happy with the terms, tell us to go ahead and we'll get started.
Both are offered by independent lenders. The details below are the providers' own published terms.
A credit line for eligible automotive purchases, for qualified applicants.
Credit approval is required. Checking whether you prequalify does not affect your credit score; submitting a full application may.
A lease-to-own option. No credit history is required to apply.
No credit history is required to apply.
Financing is provided by independent third parties. Not all applicants are approved, and approval amounts, payment schedules, and terms are set by the lender. Complete Automotive Repair does not make financing decisions and is not the lender. Review the provider's terms before you apply.
Still unsure? Call (281) 462-9900 and we'll walk you through both options.
The two providers handle this differently. Synchrony states that checking whether you prequalify does not affect your credit score, though submitting a full application may. Snap Finance does not require a credit history to apply. For anything beyond that, the provider's own terms are the authority.
Eligibility depends on the provider and on the offer you receive. Give us a call at (281) 462-9900 and we can talk through what you're planning before you apply.
Snap Finance is the lease-to-own option and does not require a credit history to apply. Approval is still the lender's decision, not ours.
Synchrony states no interest if the balance is paid in full within 6 months on qualifying purchases of $199 or more. If it isn't paid in full within that window, interest terms set by Synchrony apply. Their agreement is the place to confirm the details for your account.
Yes. Call us at (281) 462-9900 or stop by the shop during business hours and we'll walk you through both options. We can't tell you whether you'll be approved — that decision is the lender's.
Knowing what the repair costs comes first — then you can decide how you'd like to pay for it.
